Terms and Conditions

Effective Date: May 6, 2026

Please read these Terms and Conditions ("Terms") carefully before accessing or using the services provided by COIN CONNECTIN TECH PRIVATE LIMITED (hereinafter referred to as "Company," "we," "us," or "our"), operating through the Pi Crypto platform (the "Platform").

By creating an account, accessing, or using the Platform in any capacity, you ("User," "you," or "your") acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree with any provision of these Terms, you must immediately cease all use of the Platform.

These Terms constitute a legally binding agreement between you and COIN CONNECTIN TECH PRIVATE LIMITED, a company incorporated under the laws of India, having CIN U72900HR2022PTC108071.

1. Definitions

For the purposes of these Terms, the following definitions apply:

• "Account" means the user profile created upon registration through which you access the Platform's services.
• "Available Balance" means the portion of your Wallet Balance that is not currently locked or reserved for pending transactions, calculated as total balance minus locked balance.
• "Bonus Miner" means a complimentary virtual miner provided to new users subject to the conditions set forth in these Terms.
• "Conversion" means the exchange of PIKA tokens for USD-equivalent balance within your Wallet at the prevailing exchange rate.
• "Deposit" means the transfer of digital assets into your Wallet through a third-party payment processor.
• "Locked Funds" means the portion of your Wallet Balance that is reserved and committed to active miners or pending transactions and is therefore not available for withdrawal or further use.
• "Miner" or "Virtual Miner" means a digital mining instrument acquired through the Platform that generates PIKA token rewards based on its assigned parameters, including but not limited to mining power and energy efficiency.
• "Mining Plan" means a subscription or purchase tier offered on the Platform, each associated with specific miner parameters, pricing, and reward structures.
• "PIKA" or "PIKA Token" means the native digital utility token of the Platform, used for transactions, conversions, and interactions within the Pi Crypto ecosystem.
• "Platform" means the Pi Crypto application, including all associated websites, mobile applications, APIs, backend systems, and services operated by the Company.
• "Referral Program" means the optional program through which users may earn bonuses by inviting other users to the Platform.
• "Reward" means PIKA tokens earned through eligible mining activity on the Platform.
• "Sell" or "Selling" means the disposition of an active Miner back to the Platform in exchange for a credit to your Wallet, subject to applicable service fees.
• "Service Fee" means the fee charged by the Platform for certain transactions, including but not limited to the sale of Miners.
• "Wallet" means the internal digital ledger maintained on the Platform for tracking your PIKA token and USD-equivalent balances.
• "Wallet Balance" means the total amount of funds held in your Wallet, including both available and locked portions.
• "Withdrawal" means the transfer of funds from your Wallet to an external digital asset wallet address through a third-party payout processor.

2. Account Registration and Eligibility

2.1 Eligibility Requirements

To use the Platform, you must:

• (a) Be at least eighteen (18) years of age or the age of legal majority in your jurisdiction of residence, whichever is greater;
• (b) Have the legal capacity to enter into a binding agreement;
• (c) Provide accurate, complete, and current information during registration and at all times thereafter;
• (d) Not be located in, organized under the laws of, or ordinarily resident in any jurisdiction where the use of the Platform would be unlawful or restricted;
• (e) Not have been previously suspended, terminated, or banned from the Platform.

2.2 Account Creation

You must provide a valid email address and create a secure password. You are solely responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your Account. You must notify us immediately of any unauthorized access to or use of your Account.

2.3 Account Verification

We reserve the right to request additional documentation or information to verify your identity, age, location, or source of funds at any time. Failure to provide requested verification within the timeframe specified by us may result in suspension or termination of your Account.

2.4 One Account Per User

Each individual is permitted to maintain only one (1) Account. The creation of multiple Accounts is strictly prohibited and may result in the termination of all associated Accounts and forfeiture of all balances and assets therein.

2.5 Account Non-Transferability

Your Account is personal to you and may not be transferred, sold, assigned, or otherwise conveyed to any other person or entity.

2.6 Right to Refuse

We reserve the right, in our sole and absolute discretion, to refuse registration, suspend access, or terminate any Account at any time, for any reason or no reason, without prior notice or explanation.

3. The Platform and Services

3.1 Description of Services

The Platform provides a digital asset management and mining experience through which Users may acquire virtual miners, earn PIKA token rewards through mining activity, manage digital wallets, conduct conversions and transactions, and participate in referral programs. The Platform is designed to provide Users with an accessible entry point into digital asset participation.

3.2 Service Availability

We strive to provide a reliable and consistent experience for our Users. However, we do not guarantee that the Platform will be available at all times, uninterrupted, or free from errors. We reserve the right to modify, suspend, discontinue, or restrict access to any part of the Platform at any time, including the availability of any feature, function, Miner, Mining Plan, or service, without prior notice or liability.

3.3 Third-Party Services

The Platform integrates with third-party service providers for payment processing, payout processing, and other functionalities. Your use of these third-party services is subject to their respective terms and conditions. We are not responsible for the actions, omissions, failures, or policies of any third-party provider.

3.4 Not Financial Advice

Nothing on the Platform, including these Terms, constitutes financial, investment, legal, or tax advice. You should consult with qualified professionals before making any financial decisions. Your use of the Platform is at your own risk and discretion.

4. Mining Plans and Virtual Miners

4.1 Mining Plans

The Platform offers various Mining Plans with different pricing, parameters, and associated reward structures. Each Mining Plan specifies attributes including mining power, energy efficiency, and other parameters that influence reward potential. The details of available Mining Plans, including pricing and parameters, are displayed on the Platform and are subject to change at any time without prior notice.

4.2 Miner Acquisition

Upon purchasing a Mining Plan, you will be assigned a Virtual Miner from the Platform's available inventory. The specific Miner assigned to you is determined by the Platform in its sole discretion. You acknowledge and agree that you have no right to select, choose, or exchange the specific Miner assigned to your Account.

4.3 Miner Parameters and Rewards

Each Miner is associated with specific parameters that determine its reward potential. While we make every effort to display accurate and up-to-date information regarding Miner parameters and potential rewards, all such figures are indicative estimates only and do not constitute a guarantee of any specific reward amount. Actual rewards may vary based on a variety of factors.

4.4 Modification of Plans and Parameters

We reserve the right to modify, adjust, or restructure any Mining Plan, including pricing, parameters, reward rates, energy efficiency ratings, and all associated attributes, at any time and without prior notice. Your continued use of the Platform following any such modifications constitutes your acceptance of the revised terms.

4.5 Bonus Miner

New Users may be eligible to receive one (1) complimentary Bonus Miner upon Account creation. The Bonus Miner is subject to the following conditions:

• (a) The Bonus Miner must be manually activated by the User;
• (b) Upon activation, the Bonus Miner remains eligible to earn rewards for a limited period of seven (7) days;
• (c) After the expiration of the seven (7) day period, the Bonus Miner will cease to generate rewards and will be displayed as expired;
• (d) The Bonus Miner cannot be sold, transferred, or reinstated after expiration;
• (e) Only one (1) Bonus Miner is provided per Account;
• (f) We reserve the right to modify, limit, or discontinue the Bonus Miner program at any time without prior notice.

5. PIKA Token and Rewards

5.1 Nature of PIKA

PIKA is a native digital utility token specific to the Pi Crypto Platform. PIKA exists solely within the Platform ecosystem and is used for various functions including conversions, transactions, and interactions within the Platform. PIKA is not a security, commodity, or financial instrument, and it carries no inherent or guaranteed value outside of the Platform.

5.2 Value Fluctuation

The value of PIKA in relation to USD or any other currency may fluctuate over time. Users acknowledge that PIKA values are dynamic and subject to change without prior notice. We make no representations or warranties regarding the present or future value of PIKA, and Users accept full responsibility for any decisions made based on PIKA's perceived or stated value at any given time.

5.3 Earning Rewards

Users may earn PIKA rewards by performing eligible mining activities through their active (non-expired, non-sold) Miners. Mining activity must be initiated by the User manually on each eligible day. Rewards that are not collected on a given day are forfeited and cannot be recovered or retroactively claimed.

5.4 Reward Amounts

Reward amounts are determined based on Miner parameters and prevailing Platform conditions at the time of mining. We do not guarantee any minimum, maximum, or specific reward amount. All reward figures displayed on the Platform are estimates and may vary. We reserve the right to adjust reward calculations, rates, formulas, and distributions at any time, with or without prior notice.

5.5 No Accrued Right to Rewards

Rewards are not accrued or vested until they are successfully credited to your Wallet. You have no contractual right to any specific amount of future rewards, and any projections or estimates displayed on the Platform are provided for informational purposes only.

5.6 Modifications

We reserve the right to modify, reduce, increase, suspend, or discontinue the reward system, including reward rates, frequency, calculation methods, and eligibility criteria, at any time and without prior notice or liability.

6. Wallet and Balances

6.1 Internal Ledger

The Wallet provided on the Platform is an internal digital ledger used to track your PIKA token and USD-equivalent balances. The Wallet is not a bank account, custodial account, or financial instrument of any kind. It does not earn interest and is not insured by any government deposit insurance scheme or financial regulatory body.

6.2 Balance Components

Your Wallet Balance consists of a total balance and a locked balance. Your Available Balance is the difference between the total balance and the locked balance. Locked Funds represent commitments to active Miners or pending transactions and cannot be withdrawn or used for other purposes until released.

6.3 Balance Accuracy

While we employ robust systems to maintain accurate balance records, you are responsible for reviewing your Wallet and transaction history regularly. Discrepancies should be reported to us promptly. We reserve the right to correct any errors in balance records, including errors resulting from system glitches, miscalculations, or unauthorized activity.

6.4 No Interest or Yield

No interest, yield, or return of any kind is paid or accrued on any Wallet Balance.

6.5 Wallet Security

You are solely responsible for maintaining the security of your Account to prevent unauthorized access to your Wallet. We are not liable for any loss of funds resulting from unauthorized access to your Account due to your failure to maintain adequate security.

7. Deposits

7.1 Deposit Methods

Deposits may be made through third-party payment processors integrated with the Platform. The availability of specific deposit methods, currencies, and networks is subject to change at any time without prior notice.

7.2 Minimum Deposits

Minimum deposit amounts may apply and are displayed on the Platform or communicated during the deposit process. We reserve the right to change minimum deposit thresholds at any time.

7.3 Third-Party Processing

Deposits are processed by third-party payment providers. We are not responsible for delays, failures, errors, or losses arising from the actions or omissions of any third-party payment processor, including but not limited to transaction failures, blockchain congestion, incorrect processing, or security breaches.

7.4 Blockchain Transactions

Deposits involving blockchain transactions are subject to network confirmation requirements, processing times, and fees determined by the respective blockchain network. You bear sole responsibility for ensuring the correctness of all deposit details, including the network, currency, and amount.

7.5 Non-Refundable

All deposits are final and non-refundable once credited to your Wallet, except at our sole and absolute discretion.

7.6 Deposit Status

Deposits may be in various states during processing. We are not liable for losses incurred due to deposit processing delays, regardless of the cause.

8. Purchases and Fund Locking

8.1 Miner Purchases

When you purchase a Mining Plan, the full purchase price is deducted from your Available Balance. A corresponding amount is locked and reserved in association with the acquired Miner for the duration of its active status on your Account.

8.2 PIKA Usage

You may elect to apply a portion of your PIKA balance toward a purchase, which will be converted to USD-equivalent value at the prevailing exchange rate at the time of the transaction. You acknowledge and accept the exchange rate applied at the time of conversion.

8.3 Transaction Finality

All purchases are final and irrevocable upon confirmation. There is no cancellation, refund, or chargeback mechanism available for completed purchases.

8.4 Price Changes

We reserve the right to change the pricing of any Mining Plan at any time without prior notice. Changes will apply to future purchases only.

8.5 Purchase Validation

The Platform may provide a pre-purchase validation feature. This feature provides an estimate based on current conditions and does not guarantee that the transaction will succeed or that conditions will remain unchanged at the time of actual purchase.

9. Selling Miners and Service Fees

9.1 Eligibility to Sell

You may sell active (non-expired, non-bonus) Miners back to the Platform, subject to applicable Service Fees and conditions. We reserve the right to disable the selling feature for any or all Miners at any time, without prior notice.

9.2 Service Fee

Selling a Miner incurs a Service Fee, which is a percentage of the original purchase price. The applicable Service Fee percentage is displayed on the Platform at the time of sale. We reserve the right to change the Service Fee percentage at any time without prior notice.

9.3 Sell Calculation

Upon selling a Miner, your locked funds associated with that Miner will be released, and the Service Fee will be deducted from the released amount. The net amount will be credited to your Wallet as Available Balance.

9.4 Immediate Cessation of Rewards

Upon selling a Miner, it immediately ceases to generate any further rewards. There is no grace period, and no rewards are accrued or payable after the sale is completed.

9.5 Irreversibility

The sale of a Miner is final and cannot be reversed, undone, or modified once confirmed.

10. Conversions

10.1 PIKA to USD Conversion

You may convert PIKA tokens in your Wallet to USD-equivalent balance at the prevailing PIKA/USD exchange rate displayed on the Platform at the time of the conversion.

10.2 Exchange Rate

The exchange rate is determined by the Platform and may change at any time. The rate applied is the rate in effect at the moment the conversion is executed. You acknowledge and accept that exchange rates are dynamic and that the rate may differ from rates previously displayed or expected.

10.3 Minimum Conversion Amount

Minimum conversion amounts may apply. We reserve the right to set, modify, or remove minimum conversion thresholds at any time.

10.4 Conversion Finality

All conversions are final and irrevocable upon execution. No reversal, adjustment, or compensation will be provided for differences between the rate at the time of conversion and any subsequent rate changes.

11. Withdrawals and Payouts

11.1 Withdrawal Requests

You may submit a request to withdraw funds from your Wallet to an external digital asset wallet address. Withdrawals are subject to Available Balance, minimum withdrawal amounts, and any applicable cooldown periods.

11.2 Processing

Withdrawals are processed through third-party payout processors and are typically queued and batched for processing. We do not guarantee any specific processing timeframe. Processing times depend on third-party availability, network conditions, and other factors beyond our control.

11.3 Withdrawal Currencies

Available withdrawal currencies and networks are determined by the Platform and may change at any time without prior notice.

11.4 Address Accuracy

You are solely responsible for providing a correct and valid wallet address for withdrawals. We are not liable for any loss of funds resulting from an incorrect, invalid, or inaccessible wallet address provided by you. Transactions sent to incorrect addresses cannot be recovered.

11.5 Withdrawal Suspension

We reserve the right to suspend, delay, or decline any withdrawal request at any time, for any reason, including but not limited to security concerns, suspicious activity, regulatory requirements, or technical issues, without prior notice or liability.

11.6 Third-Party Risks

Withdrawals are subject to the terms, fees, processing times, and risks associated with the third-party payout processor and the respective blockchain network. We are not liable for any losses arising from third-party processing failures, delays, network congestion, or security incidents.

11.7 Failed Withdrawals

In the event a withdrawal fails or is rejected by the payment processor, the funds will be returned to your Wallet. We are not liable for any losses, delays, or fees incurred during this process.

11.8 Cancellation

Queued withdrawal requests may be eligible for cancellation at your request. Once a withdrawal has been submitted to the payment processor, it may not be possible to cancel.

12. Referral Program

12.1 Program Availability

The Referral Program is an optional, discretionary feature provided by the Platform. We reserve the right to modify, suspend, or terminate the Referral Program, in whole or in part, at any time without prior notice.

12.2 Referral Bonuses

Referral bonuses, including threshold-based rewards and milestone bonuses, are credited at the Platform's discretion and are subject to the terms and conditions in effect at the time they are earned. Bonus percentages, threshold amounts, and milestone criteria may be changed at any time without prior notice.

12.3 Bonus Reversal

We reserve the right to reverse, claw back, or adjust any referral bonus that was obtained through fraudulent means, violation of these Terms, abuse of the Referral Program, or any other conduct that we, in our sole discretion, deem to be inconsistent with the intended purpose of the program.

12.4 No Guarantee of Earnings

Participation in the Referral Program does not guarantee the earning of any bonuses. The earning and retention of referral bonuses are subject to continued compliance with these Terms and the specific rules of the Referral Program.

13. Account Suspension, Termination, and Blocking

13.1 Our Commitment to Community Safety

We are dedicated to maintaining a secure, fair, and trustworthy environment for all Users. To protect the integrity of our community and ensure the safety of our Platform, we maintain the right to take action against Accounts that engage in conduct that is harmful, disruptive, or inconsistent with these Terms.

13.2 Suspension and Termination Rights

We reserve the right, in our sole and absolute discretion, to:

• (a) Suspend, restrict, or limit access to your Account or any part of the Platform;
• (b) Block, ban, or terminate your Account;
• (c) Impose any conditions on your continued use of the Platform;

at any time, for any reason or no reason, without prior notice, warning, or explanation.

13.3 Grounds for Action

Without limiting the generality of Section 13.2, actions may be taken in response to, but are not limited to, the following:

• (a) Violation or breach of any provision of these Terms;
• (b) Suspicion of fraudulent, deceptive, or dishonest activity;
• (c) Engaging in money laundering, terrorism financing, or other illegal activities;
• (d) Operating multiple Accounts;
• (e) Abuse or exploitation of any Platform feature, including the Referral Program;
• (f) Providing false, misleading, or incomplete information during registration or verification;
• (g) Any conduct that we deem, in our sole discretion, to be detrimental to the Platform, its Users, or its operations;
• (h) Regulatory or legal requirements;
• (i) Security concerns, including suspected unauthorized access;
• (j) Failure to respond to verification or information requests within the specified timeframe;
• (k) Initiating chargebacks or payment disputes for transactions on the Platform.

13.4 Consequences of Termination

Upon suspension or termination of your Account:

• (a) You will immediately lose access to your Account, Wallet, Miners, and all associated data;
• (b) All Wallet Balances, including PIKA tokens, USD-equivalent balances, and Locked Funds, may be permanently forfeited without compensation;
• (c) All active Miners and their associated rewards may be permanently forfeited;
• (d) All pending referral bonuses and earnings may be permanently forfeited;
• (e) Pending withdrawal requests may be cancelled;
• (f) You will remain liable for any obligations incurred prior to termination.

13.5 No Appeal

All decisions regarding Account suspension, restriction, blocking, or termination are final and binding. There is no appeal process. To the maximum extent permitted by applicable law, you waive any right to challenge such decisions.

14. Refund Policy

14.1 All Transactions Final

We are committed to providing a transparent and reliable service. To ensure the sustainability and fairness of the Platform for all Users, all transactions conducted on the Platform — including but not limited to miner purchases, deposits, conversions, and any other transactions — are final and irrevocable.

14.2 No Refunds

No refunds will be issued for any transaction under any circumstances, including but not limited to:

• (a) Dissatisfaction with reward amounts or Miner performance;
• (b) Changes to Mining Plan parameters, reward rates, or Platform features;
• (c) Account suspension or termination for any reason;
• (d) Changes to PIKA value or exchange rates;
• (e) Voluntary cessation of Platform use;
• (f) Withdrawal of the Bonus Miner or expiration of its earning period;
• (g) Service Fees incurred through Miner sales;
• (h) Conversion rate differences;
• (i) Technical issues, downtime, or service interruptions;
• (j) Any other reason whatsoever.

14.3 Discretionary Credits

In exceptional circumstances, we may, at our sole and absolute discretion, choose to issue a credit or adjustment to your Account. Any such credit is provided as a courtesy and does not constitute an obligation, admission of liability, or precedent for future credits.

14.4 Chargebacks Prohibited

Initiating a chargeback, payment dispute, or reversal with your financial institution or payment provider for any transaction on the Platform is a material violation of these Terms. Doing so will result in the immediate and permanent termination of your Account and the forfeiture of all balances, Miners, and assets associated with your Account, without exception.

15. Disclaimers and Limitation of Liability

15.1 No Warranties

While we continuously strive to deliver the best possible experience, the Platform and all associated services are provided on an "AS IS" and "AS AVAILABLE" basis, without any warranties of any kind, whether express, implied, statutory, or otherwise, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, reliability, or availability.

15.2 No Guarantees

We do not guarantee, and expressly disclaim any guarantee regarding:

• (a) The availability, uptime, or uninterrupted operation of the Platform;
• (b) The accuracy, completeness, or timeliness of any data, including balances, reward amounts, exchange rates, or Miner parameters;
• (c) The value, liquidity, or convertibility of PIKA tokens;
• (d) The availability or timeframe of withdrawals or payouts;
• (e) The earning potential of any Miner or Mining Plan;
• (f) The continued availability of any feature, function, or service;
• (g) The resolution of disputes or complaints.

15.3 Assumption of Risk

Your use of the Platform involves financial risk. You acknowledge and agree that:

• (a) The value of PIKA and any digital assets may fluctuate significantly and may decrease to zero;
• (b) You may lose some or all of the funds deposited into or earned through the Platform;
• (c) Rewards may vary and are not guaranteed;
• (d) Technical issues may result in temporary or permanent loss of data, rewards, or access;
• (e) You are solely responsible for your decisions to deposit, purchase, convert, sell, or withdraw on the Platform.

By using the Platform, you represent that you have the financial capacity and willingness to bear these risks.

15.4 Limitation of Liability

To the fullest extent permitted by applicable law, neither the Company nor its directors, officers, employees, agents, affiliates, successors, or assigns shall be liable for any direct, indirect, incidental, special, consequential, exemplary, punitive, or any other damages of any kind, including but not limited to:

• (a) Loss of profits, revenue, data, goodwill, or anticipated savings;
• (b) Financial losses arising from PIKA value fluctuations, exchange rate changes, or reward adjustments;
• (c) Losses resulting from unauthorized access to your Account due to your own negligence;
• (d) Losses arising from third-party service failures, including payment processors and blockchain networks;
• (e) Losses resulting from Platform downtime, maintenance, or technical issues;
• (f) Any loss or damage arising from your inability to access or use the Platform for any reason;
• (g) Any loss or damage arising from the suspension or termination of your Account.

15.5 Liability Cap

IN NO EVENT SHALL THE AGGREGATE LIABILITY OF THE COMPANY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE USE OF OR INABILITY TO USE THE PLATFORM EXCEED THE GREATER OF (A) ZERO DOLLARS ($0.00 USD) OR (B) THE TOTAL AMOUNT YOU DEPOSITED INTO THE PLATFORM DURING THE THIRTY (30) DAY PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM. THIS LIMITATION APPLIES REGARDLESS OF THE LEGAL THEORY ON WHICH THE CLAIM IS BASED.

15.6 Exclusion of Consequential Damages

UNDER NO CIRCUMSTANCES SHALL THE COMPANY BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

16. Indemnification

You agree to indemnify, defend, and hold harmless the Company and its directors, officers, employees, agents, affiliates, successors, and assigns from and against any and all claims, demands, actions, suits, proceedings, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:

• (a) Your access to or use of the Platform;
• (b) Your violation or breach of any provision of these Terms;
• (c) Your violation of any applicable law, regulation, or third-party right;
• (d) Any content you submit, post, or transmit through the Platform;
• (e) Your participation in the Referral Program or any interaction with referred Users;
• (f) Any dispute between you and another User of the Platform;
• (g) Any unauthorized access to or use of your Account;
• (h) Any financial losses incurred through your use of the Platform.

This indemnification obligation survives the termination of these Terms and your Account.

17. Intellectual Property

17.1 Ownership

All content, software, technology, text, graphics, logos, icons, images, audio, video, data compilations, Miner designs, and the overall design and presentation of the Platform are the exclusive property of the Company or its licensors and are protected by applicable intellectual property laws.

17.2 Restricted Use

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Platform for its intended personal, non-commercial purposes. You may not reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, or exploit any part of the Platform without the express prior written consent of the Company.

17.3 User License Grant

By using the Platform, you grant the Company a non-exclusive, worldwide, royalty-free, perpetual, irrevocable license to use, reproduce, process, and store any information you provide to the Platform for the purpose of operating and improving the service.

18. Privacy and Communications

18.1 Privacy Policy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated by reference into these Terms. By using the Platform, you consent to the collection and use of your information as described in the Privacy Policy.

18.2 Communications

By creating an Account, you consent to receive communications from the Platform, including but not limited to:

• (a) Transactional communications (account verification, password resets, transaction confirmations);
• (b) Push notifications (mining reminders, referral notifications, promotional messages);
• (c) Email communications (account updates, service announcements, promotional offers).

You may manage certain communication preferences through the Platform settings or your device settings. However, transactional and essential service communications cannot be disabled.

19. Modifications to Terms

19.1 Right to Modify

As part of our commitment to continuous improvement and our ability to adapt to evolving regulatory and operational requirements, we reserve the right to modify, amend, or update these Terms at any time and for any reason, without prior notice to you.

19.2 Effectiveness

Modified Terms become effective immediately upon being posted on the Platform or communicated to you through any reasonable means. The "Last Updated" date at the top of these Terms will be revised accordingly.

19.3 Continued Use as Acceptance

Your continued access to or use of the Platform after the posting of modified Terms constitutes your binding acceptance of such modifications. If you do not agree with any modification, your sole and exclusive remedy is to discontinue use of the Platform immediately.

19.4 No Right to Existing Terms

You acknowledge that you have no vested right to continue using the Platform under any prior version of these Terms. We have no obligation to maintain any particular feature, rate, reward structure, or service level.

20. Governing Law and Dispute Resolution

20.1 Governing Law

These Terms and any disputes arising out of or related to these Terms or the Platform shall be governed by and construed in accordance with the laws of India, without regard to conflict of law principles.

20.2 Mandatory Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms, the Platform, or the relationship between you and the Company, including but not limited to the scope, applicability, enforceability, or interpretation of this arbitration provision, shall be resolved exclusively through final and binding arbitration administered in accordance with the applicable arbitration rules in Gurugram, Haryana, India.

20.3 No Class Actions

You agree that any arbitration or legal proceedings shall be conducted on an individual basis only, and not as a class action, collective action, or representative action. You expressly waive any right to participate in, initiate, or be a member of any class action, collective action, or representative proceeding against the Company.

20.4 Jury Trial Waiver

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, YOU HEREBY IRREVOCABLY WAIVE ANY AND ALL RIGHT TO TRIAL BY JURY IN ANY LEGAL PROCEEDING ARISING OUT OF OR RELATING TO THESE TERMS OR THE PLATFORM.

20.5 Limitations Period

You agree that any claim or dispute must be brought within thirty (30) days from the date the event giving rise to the claim occurred. Failure to bring a claim within this period constitutes an irrevocable waiver of the claim.

20.6 Costs

Each party shall bear its own costs and expenses in connection with any arbitration or legal proceeding, except as otherwise required by applicable law or determined by the arbitrator.

20.7 Injunctive Relief

Notwithstanding the foregoing, the Company may seek injunctive or equitable relief in any court of competent jurisdiction to protect its intellectual property, confidential information, or to prevent irreparable harm, without the requirement to post a bond or prove actual damages.

21. Miscellaneous

21.1 Entire Agreement

These Terms, together with the Privacy Policy and any other agreements expressly incorporated by reference herein, constitute the entire agreement between you and the Company regarding the use of the Platform, and supersede all prior or contemporaneous understandings, agreements, representations, and warranties.

21.2 Severability

If any provision of these Terms is held to be unenforceable, invalid, or illegal by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, shall be severed from these Terms. The invalidity of any provision shall not affect the validity or enforceability of the remaining provisions, which shall continue in full force and effect.

21.3 No Waiver

The failure of the Company to enforce any right or provision of these Terms at any time shall not constitute a waiver of such right or provision. Any waiver of any provision of these Terms must be in writing and signed by the Company to be effective.

21.4 Assignment

You may not assign, transfer, or delegate these Terms or any of your rights or obligations hereunder, in whole or in part, without the prior written consent of the Company. The Company may assign these Terms, in whole or in part, without your consent. Any attempted assignment in violation of this section is void.

21.5 Force Majeure

The Company shall not be liable for any failure or delay in performing its obligations under these Terms where such failure or delay results from circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, civil unrest, pandemics, government actions, judicial or regulatory orders, strikes or labor disputes, internet or telecommunications failures, power outages, cyberattacks, hacking, or blockchain network disruptions.

21.6 Headings

The headings in these Terms are for convenience only and do not affect the interpretation of any provision.

21.7 Language

In the event of any inconsistency between the English version of these Terms and any translated version, the English version shall prevail.

21.8 No Agency

Nothing in these Terms creates any agency, partnership, joint venture, employment, or fiduciary relationship between you and the Company.

21.9 Export Compliance

You may not use the Platform if you are located in a country subject to a comprehensive embargo by India, or if you are on any list of prohibited or restricted parties maintained by the Government of India.

21.10 Survival

All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to Sections 1, 6, 7, 14, 15, 16, 17, 19, 20, and 21.

21.11 Contact

For questions or notices regarding these Terms, you may contact us at:

By using the Pi Crypto platform, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions in their entirety.

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